Strategy One Home Loans, LLC

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40 North Main Street, Ashland, OR, 97520, US

Phone: (541) 708-5626

Fax: 541-200-6181



At Strategy One Home Loans, we specialize in customized financing strategies and have been helping homeowners' dreams come true since 1995. Whether you're a first-time buyer or a savvy investor, aligning financial goals with the right mortgage options is crucial.

*** Melissa Redding, Mortgage Strategist ***

What is your homebuying strategy and how can I help?
As a dedicated Mortgage Strategist, Melissa is committed to providing the quickest and best possible service. She'll work with you to find the perfect mortgage to suit your home-buying needs.

It's easy to get started with our Online Application Process. Just calculate your estimated payments, securely scan, upload your documents, and track your progress as you go. We'll keep you updated every step of the way, so you can relax and focus on finding the perfect home.

Click on the website link above to APPLY NOW.

Melissa's focus is on providing the best possible experience for homebuyers, by meeting you where you are, understanding where you want to go, and helping you devise your strategy to get there.

It's easy to contact us. Call, email, or visit our website.

See us in person at our conveniently located office in downtown Ashland, just across from the Plaza. Melissa adores her clients and customers, so feel free to drop by during business hours and meet the last mortgage professional you will ever need.

Monday-Thursday 9:00am - 4:00pm
Friday-Saturday-Sunday by appointment.

2023: The Official Community Choice. Best of Rogue Valley
2023: Best of Southern Oregon winner
2024: Best of Southern Oregon winner
Ashland Chamber of Commerce
The Chamber of Medford and Jackson County
BNI: Business Network International
Equal Housing Lender



UPDATE: We closed another loan with Strategy One Home Loans last week. I am happy to say that once again we are thrilled with the service provided by Melissa Redding. Melissa as usual was knowledgeable, professional and friendly. She is exceptional in every way. 5 Stars once again! Thank you Melissa!

Melissa Redding is an outstanding mortgage loan officer. She is extremely knowledgeable, efficient, and friendly. Melissa was helpful, caring, and professional from beginning to end. Communication was exceptional. We were kept informed and up to date every step of the way. All of our questions were answered patiently and thoroughly. We are 100% satisfied with the services provided by Melissa Redding. 5 stars! Highly recommended!

— J Winter Google Review 5/23/2024

I've had the pleasure of collaborating with numerous lenders and I can confidently say that working with Melissa and her team has been an absolute pleasure. Their professionalism, expertise, and dedication to client satisfaction truly set them apart in the industry.
I wouldn't hesitate to recommend them to my clients and colleagues knowing they'll receive the highest level of care and expertise.

— Ekaterina Clemons Google Review 5/13/2024

Melissa went above and beyond helping us close a deal on our new home. We ran into multiple roadblocks with an older mobile home on acreage, but she was able to help us get creative to finally get the deal closed. We are recommending her to all of our family and friends. She also delivered a wonderful gift after we got moved in. We wouldn't hesitate to use her again in the future.

Response from the owner- a month ago
Thank you so much, TJ, for your kind words and excellent review. It was a pleasure to assist you and overcome the property challenges to secure financing on your new home! It's wonderful to hear that you felt supported throughout the process. Your recommendation to your family and friends is the best compliment I could receive. I look forward to the opportunity to work with you again in the future when the need arises. Enjoy your new home!

— TJ Davis (12 reviews) a month ago

Our experience with Melissa Redding and the Synergy Lending team was outstanding. Their attention to detail and proactive approach reassured us from the start. Melissa understood our unique needs, delivering financing solutions that aligned perfectly with our goals.

The seamless management of the financing process by Melissa and her team showcased their expertise and commitment. Their proactive attitude and consistent dedication exceeded our expectations. As we settle into our new home, we're immensely grateful for their role in making our dream a reality.

Melissa and team, your exceptional support and dedication have made this process smooth and stress-free. You are a true asset to your firm, and we wholeheartedly recommend your services.

With gratitude - Erin & Keith Wood

Response from the owner - 8 months ago
I can't thank you enough for your fantastic review! It was an absolute pleasure working with you both to secure your financing. I'm delighted to hear that our proactive approach and attention to detail made a positive impression. Your kind words about our team's dedication and expertise truly mean the world to me.

It brings me immense joy to know that the financing process was seamless for you and that the solutions we provided aligned perfectly with your goals. Your satisfaction and happiness in your new home are what we strive for.

Your recommendation and warm words are deeply appreciated. If you ever need further assistance or have any questions, please don't hesitate to get in touch. It is our goal to be your lending partner for life. Wishing you both all the best and many wonderful moments in your new home.

If you happen to know anyone else who might benefit from our services, we would be incredibly grateful for any referrals. Your support means a lot to us.

With heartfelt gratitude,
Melissa Redding & Team

— Erin Wood (2 reviews·2 photos) 8 months ago

Their communication skills are exceptional; they kept us informed at every step, patiently answering all my questions and ensuring I understood all aspects of the mortgage process. They took the time to tailor their approach to our specific needs, providing personalized advice that truly made a difference.

Bonnie and Melissa kept abreast of the market making sure we had the most up to date information. They helped me navigate through various loan options, explaining the pros and cons of each, and ultimately guiding me towards the best choice for us. Their commitment to securing the best possible terms for me was evident throughout the entire process.

Beyond their expertise, their genuine care for their clients shines through. They made me feel like more than just another transaction; they genuinely wanted what was best for me and my family. They more than once reminded my wife and I that our job was to be excited and enjoy the home buying process, and their job was to do all the worrying and to shoulder the stress.

Thanks to Melissa and Bonnie, our deal went off without a hitch. I wholeheartedly recommend their services to anyone in need of a mortgage broker.

Thank you, Melissa and Bonnie, for your exceptional service and unwavering support!

— Kenny Lemke Google Review 5/15/2024

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